At K.S. Roth Insurance Agency we know that your home is your castle. It is the place where you make memories with your family and enjoy relaxing at the end of a long hard workday. But are you adequately covered for the unexpected—such as a fire, theft, or flood?
Protecting Your Biggest Asset
Having a homeowners policy with an appropriate level of coverage is essential to making sure your family is taken care of should an unfortunate event occur. Prior planning can mean the difference between being able to replace lost possessions and rebuild your home, versus having to shoulder the financial burden all on your own. In most cases, your mortgage company might even require that you keep regular insurance coverage on your property.
One of the benefits of working with our agency is that we are able to sit down and determine the right carrier for your unique property coverage situation. Our knowledgeable staff will help you determine the right level of insurance to suit your needs. Additionally, renter’s insurance coverage is available for those who do not own their home or apartment directly.
For more information, or to receive a free quote for your property, please contact our team today.
Factors Affecting Homeowners Insurance Costs:
- Age of home
- Replacement value
- Past claims
- Location of fire hydrants/fire departments
- Level of coverage
- Amount of deductible
Reduce Homeowners Insurance Costs With:
- Security systems
- Deadbolt locks
- Smoke alarms
- Non-smoker discounts
- Senior citizen discounts
- Higher deductibles
- Gated community
- A combined homeowners and auto insurance policy