Factors Affecting Auto Insurance Costs:

• Type and age of vehicle
• Age of the driver
• Driving record
• Past insurance claims
• Location and distance of daily commute
• Use of the vehicle (business or leisure)
• Customization and non-factory-installed equipment
• Amount of coverage
• Amount of deductible

Additional Coverage

These features may not be automatically included in your policy and may be beneficial:

• Towing expenses
• Rental car reimbursement
• Transportation expenses for out of town travel
• Trip interruption coverage for out of town travel

Reduce the Cost of Auto Insurance With:

• Multiple vehicles insured on the same policy
• Higher deductibles
• Anti-lock brakes
• Airbags
• Anti-theft system
• Safe-driver discounts
• Claims-free discounts
• A good student discount for high school/college students
• A senior discount for taking “55
• Alive” safe driving school
• A combined homeowners and auto insurance policy